Sending money home
Ways to send money to Ethiopia
This guide covers money matters, so we cite official sources and update it as rules change. It is general information, not financial advice. Always confirm details with a licensed provider before you send.
Licensed services deliver money in a few different ways. The best one depends on what your recipient can access where they live.
Bank deposit
The funds land directly in the recipient's account at an Ethiopian bank. This is convenient when your family already banks and wants the money in their account. Delivery can take longer than cash or mobile, depending on the banks involved.
Cash pickup
The recipient collects birr in person at a branch or agent, using an ID and a reference number you share with them. This works well when the recipient does not have a bank account, as long as a pickup point is convenient for them.
Mobile money (telebirr)
The money arrives in a mobile wallet such as telebirr, which the recipient uses from a phone. It is fast and does not require a bank account, and it is increasingly common across Ethiopia.
Frequently asked
Which delivery method is fastest?
Mobile money and cash pickup are often quicker than bank deposits, but the exact time depends on the licensed service you use.
Can my family get cash without a bank account?
Yes. Cash pickup and mobile money both work without a bank account. Choose whichever has a convenient location or is already on their phone.